Open an Account Under These Conditions
By creating a rectoto account, you confirm you have read and accepted these terms in full. All deposits processed through DANA, OVO, GoPay or QRIS are subject to the transaction limits and verification steps described in the payment section of these terms. We reserve the right
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to suspend any account where submitted identity documents cannot be verified within 48 hours of request. Withdrawal requests are reviewed against your account history before release; processing windows are stated per payment rail at the time of request. These terms are governed under applicable Indonesian jurisdiction,
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and where access or eligibility is discussed, it depends on local law. We update these terms periodically; continued use of your account constitutes acceptance of the revised version.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.